Fargo Roofing & Siding

Filing a Combined Roof and Siding Hail Damage Claim: How to Ensure a Complete Settlement Hail events damage roofing and siding simultaneously, but insurance claims for combined damage are frequently split between roofing and siding assessments in ways that create gaps in the documented scope. An adjuster focused on roof damage may assess siding cursorily, missing impact marks on north-facing elevations or on vinyl that cracked but did not fully shatter. Requesting a combined scope review with a contractor present during the full inspection prevents these omissions. Supplement opportunities are common on combined claims: siding removal and reinstall required to access damaged sheathing, matching dye-lot issues on partial siding replacement that necessitate full elevation replacement to achieve a consistent appearance, and paint labor on fiber cement where impacted panels cannot be replaced without repainting adjoining undamaged sections. Fargo Roofing & Siding prepares combined roofing and siding damage reports using Xactimate pricing and attends adjuster visits to ensure full scope capture. Call for your combined damage inspection.